mellymell: (Default)
The day after my last post about the asshaberdashery of the insurance company we were dealing with, we had everything resolved and Chris and I took a trip out to Gallatin Friday afternoon to get the truck he wanted.

IMG_20110318_184530

After enjoying the benefits of having a truck all weekend, it's a little easier to ignore the fact that we now have three years of debt because of it (unless we pay it off early, which we probably will).

Jonah had his second soccer game on Saturday morning at the ungodly hour of 8:30am. Sure, that doesn't sound like it's that bad, except that it takes an awful long time to get shin guards and tight knee socks on wobbly little legs that don't know the meaning of the word "still". Jonah's natural rising time is at about 8am, exactly when we should be leaving the house to get to the field in time. But we made it in plenty of time, despite waking a bit late and he was even fed and over his "you woke me up" grumpiness by the time we got there. The promise of a donut after the game probably helped.

The only issue was that we did not account for the blustery wind that was blowing at that hour. At least we weren't the only parents that were ill equipped. Chris and I would kick the ball around with Jonah on the side lines when he wasn't in the game to help keep him (and us) warm. But as we were leaving, I noticed the ball was starting to roll down the slope toward the ditch. Wanting to keep it out of the mud, I ran up to kick it up the slope. But when I planted my left foot next to the ball, my ankle rolled downhill and I went down momentarily. I could tell immediately this was not a "walk it off" injury. I've rolled my ankles before, but I've never had anything I'd call a sprain. This is awful!

Behind a cut because the bruising and swelling is rather gross. )

I've been trying my best to take it easy and follow the RICE rules (Rest, Ice, Compression and Elevation), but I'm not so good at the R part and I've probably not used enough I or E because I'm not doing R. But I do keep it wrapped snuggly in an ace bandage all day and I sleep with it elevated. This morning, after prolonged icing last night and taking it easy yesterday, I've noticed that the swelling looks to have gone down by about half. But now, I'm noticing new bruises on the right side of the ankle as well as a slight discoloration throughout all of the swelled parts. Waking in the morning is the worst time. It gets settled in a relaxed position and I have to bend it back closer to a working angle to wrap it. Once it's wrapped, I'm usually okay for the rest of the day, but that transition between positions is excruciating! The rest of my body is starting to feel the strain of compensating for the ankle as well. I've got to take it easier until I'm healed.

One good thing, since I have to take frequent breaks, it actually looks like I'm going to get my reading done for the book discussion on Friday. We're starting Return of the King. Wow, we've been doing this for a really long time. Fellow smialites, is this year 2 or 3 since we started discussing LOTR?

Despite my crippledness, I still managed to help Chris put up the garden shed we had bought and could finally bring home because YAY TRUCK! I didn't do much but hold panels up so he could hammer them together, but it was something. Then I stocked it with all the tools and supplies that have been rusting out in the elements for years as well as a full shelf worth of stuff out of the garage. I want to outfit it with a loft for storing seedling flats and some pegboard and hooks for tools, but for now, everything is out of the way and accessible and tidy.

I also got the last of the clean up done in the gardens on Sunday. After cleaning out the entire garage the weekend before, my missing shears never turned up. So we bought some new ones and we got all the ornamental grasses clipped back just in time for the new growth to start popping up. The guy came to mow the grass yesterday for the first time, so the yard is starting to wake up out of winter funk.

Apart from that, I have a list of things I've vowed to finish before I start any new projects. I'm slowly crossing things off of it, but I've got some tremendous guilt about some of the things I've procrastinated. Nothing to do but just get them done though. The longer I take to finish them, the worse it gets. I've always said my mantra should be better late than never, but damn it, that's not good enough. I feel like I'm screaming "THIS IS WHY I'LL NEVER BE AN ADULT!" at myself. *sigh*
mellymell: (he told me to burn things)
Firstly, I'm getting only sporadic LJ notifications, so apologies if I've seemed to not be keeping up. I've been relying on the notifications to keep me up to date and they're not working reliably because LJ are a bunch of asshats, apparently.

As I was leaving the house on Monday to take Jonah to a birthday party, I get a text from Chris saying they've totaled his car, but no one from the insurance company had bothered to call and talk to him about it. Let me back up...

So, the accident was three weeks ago today. It was quite obviously the fault of the kid that pulled out of his driveway and slammed into Chris as he passed by. That kid has Safeco insurance. Safeco insurance are the SUCKIEST BUNCH OF SUCKS WHO EVER SUCKED! It took them two weeks to assume liability. Took four days for someone to tell Chris to just go get a rental car and once they assume liability, they'd pick up the tab (and I think that was the advice of our insurance). They routinely do not return phone calls. They argued that there were scratches from a previous accident and therefore they wouldn't pay the full amount for the bumper. Fine. They would only pay 70% of a new tire because they prorated for wear. Wtf? But fine. Keep in mind that during all these storms we've had, water has been leaking in through the damage.

They finally sent a check for the damages last week and Chris assumed the body shop would begin work on his car as of Friday. Monday, he gets a call from the mechanic asking if he had everything he needed out of his car because the tow truck was on its way to haul it to the scrap yard. WTF?! Several unreturned calls and a day later, he gets this voicemail left by a woman who emphasizes that his car is NOT totaled and gives him the date they issued payment for the damages and how much. WTF FOREVER!

After much persistence on Chris' part, he finally got a hold of someone and as it turns out, yes, the car is totaled and they're going to pay us the difference between what they've already paid for the damages and what the car is worth.

But now we have to buy a new car. We weren't ready to buy a new car. Chris has wanted a truck for over a year and we've been putting back some money to buy one, but we were banking on the Toyota lasting longer to give us time to save and not have to finance. It's not like we can't afford a car payment and with what we can put down on it and such, we can finance for as little as 3 years and still probably pay it off early. But we haven't had car payments, or any debt for that matter (apart from a mortgage), for about three years. I'm just really not enthusiastic about this. We could get a crappy car for what they'll give us for the Toyota, but damn it, we really do need a truck. We do way too many home improvement projects and I'm sick of paying delivery fees! Again, it's not like we can't afford it (though it's likely we won't be able to build our deck right now, since we'll probably have to put that money down on the truck), I just don't like having a car payment. :/

Turns out a dealership in Atlanta has the truck Chris wants. So heads up [livejournal.com profile] oropher_777! We might be coming down for a whirlwind day trip this weekend. Want to grab some lunch or dinner or something? Apparently he's found something he wants in Goodlettsville and we'll probably be getting it tomorrow instead of going to Atlanta this weekend.

The good news is, once we have a truck, we can finally go pick up the garden shed we got an awesome deal on last weekend. And no more shoving 8ft lumber in the Subaru. No more buying mulch 10 bags at a time. I'll just keep enumerating the benefits to having a truck until I'm complacent about the car payment.

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mellymell

May 2011

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